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3 questions to ask yourself before taking out student loans

(Photo by Justin Krug, Creatas) One of the most important questions being, “Do I really need it?” When I took out student loans, I did it all wrong. I was so eager to start classes that I just had the...

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'Fiscal cliff' would reduce student financial aid

The “fiscal cliff,” a set of automatic spending cuts and expiring tax benefits that could occur at the end of the 2012, will affect student financial aid if lawmakers fail to reach a deal by the...

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These gift cards help pay for college

A kiva holiday gift card. “Just send money” may be an oft-attributed young adult phrase, especially around the holidays, but several companies are now helping gift-givers do just that. And instead of...

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Experts, professors offer advice on minimizing amount of student loans

By Getty Images/Creatas RF With more students than ever before taking out loans, experts advice students to hold off as long as they can. You’ve just graduated college. You’re elated, proud, relieved....

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5 tips for responsible credit card use

By Photodisc Charge responsibly. If you’re currently in college or a recent college graduate, you probably have a lot on your mind. Whether it’s studying to get good grades or trying to land that...

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How to tackle student loan debt as quickly as possible

By Samuel Thompkins, Jupiterimages College is over. Time to face what seemed like an eternity away when you originally signed the papers: loan repayment. College is over. The six-month grace period,...

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PLUS loans may hurt retention rates

By Brand X Pictures Lending provisions for Parent PLUS loans could hurt college retention rates of students from under-resourced backgrounds. Lending provisions for Parent PLUS loans could hurt...

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Comparing 2 different ways to pay off your student loans

By Hemera Technologies There are several ways to pay off student loan debt — but is one better than the others? Ed Romero takes paying off debt very seriously. He paid off $10,000 of debt in less than...

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Should you pay toward student loans while still in school?

By Comstock Images College students are often poor, but there may be plenty of financial perks to paying toward student loan debt while still in school. It’s difficult to avoid student loans. Whether...

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8 creative ways to pay off student loans

By Scott Harper, Digital Vision If you’re a musician, you could make some extra cash by playing gigs. It helps to be good, though (and have a good social media presence). In theory, you could pay the...

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Funding your study abroad: You've got options (and you should use them)

By Michael Blann Planning your study abroad adventure is a big part of the fun. With so many fascinating locations to dream about, intriguing academic programs to choose from and activities and...

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What to consider before taking out private student loans

Students should think twice before taking out a student loan. Copyright iStock Tiffany Heikel believes she could’ve cut her undergraduate student loan debt in half if she had just done what she’s...

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3 things students should take away from Obama’s State of the Union

By AP/STF President Obama. Did a paper deadline or exam call you away from President Obama’s State of the Union this Tuesday night? Rest assured. Student and faculty from some of the best economic and...

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Student loan interest rates to increase

Interest rates go up Tuesday for students taking out new federal loans. This hike is relatively minimal but could foreshadow more increases to come. The change stems from a high-profile, bipartisan...

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Students should establish credit (responsibly) now

Somewhere between orientation and graduation, college students should become aware of their credit history and begin to establish a good credit score, a move which could save them a lot of money down...

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The ultimate guide to picking the best student loans for you

As college tuition costs rise, more students are taking out loans to help pay for school. Of students graduating college in 2013, 69% had student loans, with an average debt amount of $28,400 per...

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5 student loan tips for recent grads

Recent graduates are looking for simple but effective ways to eliminate the student loan debt they have racked up. Even if you graduated several years ago, this is still an opportune time to learn...

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Millennials may not be able to send their children to college

Millennials rarely have time for lunch, let alone far off things such as sending their future children to college. However, as tuition costs continue to outpace wage growth, the Millennial generation...

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5 ways to evaluate a financial aid package

While it’s true that numbers don’t lie, the way that colleges present financial aid can be confusing and misleading. Some colleges only account for direct costs of education, such as tuition and fees,...

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4 financial pitfalls you'll definitely want to avoid

You’re in school and on your own, but you may still be learning to navigate the world of personal finance. Below are some common financial mistakes many students make, and tips to avoid them. Spending...

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